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​A wide range of risk management protocols

 
We thank investors for the trust they place in us as stewards of their assets. We honour that trust by adhering to a wide range of risk management protocols that start at the corporate governance level and continue through portfolio construction ending at the individual security level. At the core of our risk management policies is the belief that wealth preservation is as important as wealth creation. Our governance policies support this while our investment professionals must adhere to the highest standards of both corporate and industry codes of conduct.
 

Portfolio Risk Management

Individual Securities ​ ​
Credit risk is managed by ensuring each corporate security is extensively researched and modeled to ensure it is of good quality and presents minimal risk of downgrades and defaults. Proprietary models are built for each security.​ ​
- Risk is controlled at the security level - bonds and equities​ - Proprietary models on each and every holding​
- Models updated at least quarterly​ - When possible meetings with senior management ​
 
Portfolio Oversight​
Interest rate risk is reduced by managing the duration of the portfolio to be very close to that of the underlying index (+/-0.1 years). This ensures the portfolio will respond to interest rate changes in the same fashion that the index does.​
- Daily monitoring of portfolios by the portfolio manager​ - Attribution Analysis and regular scheduled meetings (daily, weekly, monthly, quarterly)
- Oversight by operations and compliance systems and CEO​
 
Corporate Governance​
Yield risk is managed by monitoring the terms of the securities underlying.​
- Adhere to a number of strict internal and external policies, procedures and guidelines​